Who is calling from this number 7312158010 ?

Who is calling form this number 7312158010 ?

This is probably Portfolio Recovery Associates, a debt collection company.  It makes no difference if they are dialing your number by mistake or you actually owe money, you can collect up to $1,000 by fed. law plus any actual damage under federal law (the Fair Debt. Collection Practices Act).  Click the following  link to find more FDCPA info and help for stopping these calls and collecting the statutory fines – the info and help are provided at no cost.

The National Do Not Call list does not apply to collection companies.

Here are some common violations where you can get up to $1,000 under federal law as a victim:
-If you have a collection company harassing you with repeated calls (especially with an automated dialer).

-Debt collector failing to identify themselves, or at odd times of the day, etc.,

-Debt collector calls you after you have told them they have the wrong number.

-Debt collector calls you and fails to send written notice of debt within 5-days of first calling.

This is all under the Fair Debt Collection Practices Act.

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